Business Master Card

Business MasterCard is an international debit card for legal entities that is linked to a company’s internal payment account. "International" means accepted at all counters, ATMs, and outlets that display the MasterCard logo in the country and worldwide. "Debit" means that at the time of the transaction (cash withdrawal at counters and ATMs, payment for goods and services by card), you must have funds in the company's internal payment account for at least the amount of the transaction you wish to make.

Some of the benefits of Business MasterCard are:

  • An unlimited number of additional cards linked to a carrier account. A business owner can authorize an unlimited number of employees to use Business MasterCard cards linked to his or her company’s internal payment account.
  • All business expenses of your company (business lunches, gifts, representations, costs of purchasing office supplies, hotel accommodation, travel expenses…), in the country and the world, both you and your company employees can pay using the Business MasterCard at the expense of your company account.
  • Cash withdrawal. Both you and the employees of your company can withdraw cash anywhere you are, on a wide network of ATMs marked with the MasterCard logo, 24 hours a day.


CONDITIONS FOR OBTAINING Business MasterCard

To get a Business MasterCard Naša Banka a.d. it is necessary to:

  • that you are a domestic legal entity registered with the competent authority
  • to have an internal payment account with Naša Banka a.d. Bijeljina
  • to submit a completed Application for a payment card at Naša Banka a.d. Bijeljina
  • to submit a photocopy of the identity document, with the original for confirmation
  • to have your company authorized person sign a Debit Card Agreement

Additional Business MasterCard card of Naša Banka a.d. Bijeljina can be obtained by a person which is:

  • 18 years of age or older, and possess an identification document
  • has the approval of the holder of the card, meaning that the Basic Card User submits the completed Application for issuance of an additional card at the Naša Banka a.d. Bijeljina counter, signed by both the Basic Card User and the authorized person
  • to submit a photocopy of the identification document with the original document for confirmation.

The number of holders of an additional Business MasterCard is unlimited.


RULES FOR USAGE Business MasterCard

  • You can use Business MasterCard to withdraw cash at counters and ATMs, as well as for purchases at points of sale, in the country and in the world, which are prominently marked with the MasterCard.
  • You can use the Business MasterCard by the deadline indicated on the card, after which, unless you emphasize that you no longer wish to use the card, it is reissued, meaning you get a new card with a new expiry date.
  • Business MasterCard is not transferable to another person, should not be used as an instrument to secure payment.
  • When withdrawing cash or purchasing with the Business MasterCard card, you are required to enter your PIN at ATMs and POSs (Point of Sale) as your signature.
  • The user of the Business MasterCard card is also responsible for properly using the additional cards issued with his/her primary card.
  • The Cardholder is obliged to report the loss or theft of the card immediately by calling the Customer Service in order to block the card and prevent its misuse.
  • For your safety, there is a limit set for withdrawing cash with the Business MasterCard card at KM 1,000.00 per day. If you wish to change this spending limit, contact Customer Service. The daily limit can only be changed at the request of the cardholder.


FEES AND PROVISIONS until 31.12.2020.

  • the annual membership fee for basic Business MasterCard is 75,00 KM.
  • the annual membership fee for additional Business MasterCard is 50,00 KM.
  • Cash withdrawal at the counter free of charge
  • Cash withdrawal at ATMs NAŠA BANKA AD and NOVA BANKA AD free of charge
  • Cash withdrawal in the network of other banks in the country and abroad (up to 500 KM) 5 KM, over 500 KM 1.5% of the amount
  • Balance inquiries on ATMs NAŠA BANKA AD and NOVA BANKA AD 0.30 KM
  • Balance inquiry at ATMs of other banks 0.30 KM

FEES AND PROVISIONS from 1.1.2021.

  • annual membership fee for basic Business MasterCard is 30,00 KM.
  • the annual membership fee for additional Business MasterCard is 30,00 KM.
  • Cash withdrawal at the counter free of charge
  • Cash withdrawal at ATMs NAŠA BANKA AD and NOVA BANKA AD free of charge
  • Balance inquiries on ATMs NAŠA BANKA AD and NOVA BANKA AD 0.30 KM
  • Balance inquiry at ATMs of other banks 1KM
  • Cash withdrawal in the network of other banks in the country 1,50% (min. 5,00 KM)
  • Cash withdrawal abroad 2,50% (min. 10,00 KM)
  • Replacement of damaged, stolen or lost card 20KM
  • Unjustified request for reclamation by the user 20KM
  • Emergency card 30 KM
  • Fee for changing PIN code at PIB ATMs (this option does not currently work at ATMs) 3 KM
  • The cost of unblocking PIN 5KM
  • 3Dsecure 0.50 KM per transaction

 

In case of loss or theft of a payment card, please call 055/232-321