Agricultural loans
Overview
Clients
Purpose
Amount
Repayment periods
Fee
From 1,50 %
Annual interest rate
Instruments for loan securing
Loans for microbusiness in agriculture from IRBRS credit lines
Users
Purpose
Amount
Repayment periods
Up to 10 years
36 months grace period
Interest rates
Valid until 31/03/2020:
basic interest rate: 4.4%
for projects implemented on the territory of underdeveloped or highly undeveloped municipalities: 3.9%
for projects in the field of manufacturing and energy production: 4.1%
for tourism projects: * 4.1%
for export preparation: 3.9%
for owners of businesses / shops under 30: 4.1%
cumulative: 3.9%
for short-term loans for the purchase of domestic agricultural products: ** 3,0%
for the purchase of fixed assets - introduction of new technologies: ** 3.0%
for the acquisition of fixed assets - capital investment in agricultural production: *** 2.7%
* Tourism projects are projects related to the utilization of tourism potentials and improvement of tourist capacities of the Republika Srpska and the Brcko District.
** Only in cases where the margin of financial intermediaries to 2.5 percentage points.
*** Only in cases where the margin of financial intermediaries to 2.0 percentage points.
More information on the official website: www.irbrs.org