Up to 10 years
36 months grace period

Valid until 31/03/2020:
basic interest rate: 4.4%
for projects implemented on the territory of underdeveloped or highly undeveloped municipalities: 3.9%
for projects in the field of manufacturing and energy production: 4.1%
for tourism projects: * 4.1%
for export preparation: 3.9%
for owners of businesses / shops under 30: 4.1%
cumulative: 3.9%
for short-term loans for the purchase of domestic agricultural products: ** 3,0%
for the purchase of fixed assets - introduction of new technologies: ** 3.0%
for the acquisition of fixed assets - capital investment in agricultural production: *** 2.7%

* Tourism projects are projects related to the utilization of tourism potentials and improvement of tourist capacities of the Republika Srpska and the Brcko District.
** Only in cases where the margin of financial intermediaries to 2.5 percentage points.
*** Only in cases where the margin of financial intermediaries to 2.0 percentage points.