Long-term loans - Naša Banka a.d. Bijeljina

0800 50 213

office@nasa-banka.com

OBAVJEŠTENJE: Poštovani klijenti, u cilju sprečavanja širenja zaraze virusom korona, a prateći upustva i naloge svih nadležnih organa u oblasti zdravstvene zaštite, te vodeći računa o zdravlju klijenata i zaposlenih, obavještavamo vas da je NAŠA BANKA A.D. BIJELJINA preduzela sljedeće mjere: • pojačana higijenska zaštita unutar poslovnica, posebno šalter sala; • ograničen broj klijenta koji istovremeno mogu biti u poslovnicama (u filijalama i ekspoziturama do 5 klijenta, a u agencijama do 3); • poštovanje razmaka između klijenata od minimalno 1 metar; • prednost pri ulasku imaju starija lica, invalidi, trudnice i majke s djecom; • subota ostaje neradni dan do daljnjeg. Takođe, apelujemo na klijente da značajnije koriste digitalne servise platnog prometa, odnosno internet i mobilno bankarstvo kao i da se sva plaćanja, gdje god je to moguće, vrše putem platnih kartica kako bi se smanjilo korišćenje gotovine (novčanica i kovanica) kao potencijalnog izvora zaraze, te lični kontakt i boravak u poslovnicama sveo na najmanju moguću mjeru. U slučaju potrebe za podizanjem i pologom gotovine, pozivamo naše klijente da koriste mrežu bankomata, tamo gdje su oni dostupni. Zahvaljujemo Vam se na pridržavanju mjera bezbjednosti, i molimo Vas da nastavite sa pridržavanjem u kontinuietetu kako bi sačuvali i sebe i druge.

Long-term loans

Long-term investment loans

Users

Legal entities, financial organizations, and entrepreneurs.

Purpose

- Financing (refinancing up to 365 days) investments

Amount

It depends on the creditworthiness of the applicant.

Repayment periods

up to 84 months,
with a grace period of up to 12 months

Instruments for loan securing

Depending on the loan amount and the creditworthiness of the Beneficiary.

Long-term loans for permanent working capital

Users

Legal entities, financial organizations, and entrepreneurs.

Purpose

- Financing (refinancing up to 365 days) of the purchase of permanent working capital
- Establishing financial equilibrium, maintaining current liquidity

Amount

It depends on the creditworthiness of the applicant.

Repayment periods

up to 36 months without a mortgage
up to 60 months with a mortgage

Instruments for loan securing

Depending on the loan amount and the creditworthiness of the Beneficiary.

START-UP Loans:

Users

Legal entities, financial organizations, and entrepreneurs.

Purpose

For all purposes

Amount

50,000.00 KM for legal entities
20,000.00 KM for entrepreneurs

Repayment periods

up to 60 months,
with a grace period of up to 12 months

Instruments for loan securing

Depending on the loan amount and the creditworthiness of the Beneficiary.

Replacement loans

Users

Legal entities, financial organizations, and entrepreneurs.

Purpose

- Closing of credit obligations in NAŠA BANKA a.d.
- Closing of liabilities in other financial institutions, exclusively quality portfolio with additional funds

Amount

It depends on the creditworthiness of the applicant.

Repayment periods

Up to 84 months

Instruments for loan securing

Depending on the loan amount and the creditworthiness of the Beneficiary.

Refinancing loans

Users

Legal entities, financial organizations, and entrepreneurs.

Purpose

- Closing of credit obligations in NAŠA BANKA a.d.
- Closing of liabilities in other financial institutions, exclusively quality portfolio with additional funds

Amount

It depends on the creditworthiness of the applicant.

Repayment periods

Up to 84 months

Instruments for loan securing

Depending on the loan amount and the creditworthiness of the Beneficiary.

A special line of loans from the funds of the Investment Development Bank of Republika Srpska

RB	A special line of loans	Interest rate / Fee
1.	IRB RS (Investment Development Bank of Republika Srpska)
	Credit line for initial business activities	According to the applicable IRB tariffs
	Credit line for agriculture	According to the applicable IRB tariffs
	Credit line for entrepreneurs and businesses	According to the applicable IRB tariffs
	Credit line for local government units	According to the applicable IRB tariffs
	Credit line for microbusiness in agriculture	According to the applicable IRB tariffs

Serbian